Check out fly actress Amandla Stenberg’s FRESH STYLE!!!

School has officially started! Yikes! Ok, so now instead of getting to prance around the bathroom in the mirror for an hour before heading out you know barely have 10 minutes before you miss the bus! So what should you do?? Check out these easy and QUICK styles you can rock this school year!

Good Morning Talented Girls!

Check out violinist Sinnyclair rockin’ it out!

Good Morning Fly Girls!

Check out Jacob Latimore’s new single “You Come First”

Name:
Darryel Patton

Age: 12

City: Nashville, TN

Grade: 7th

What is your dream job and why?
I want to be a veterinarian because I love animals.

Which hobbies do you enjoy?
I like to draw.

Who is your biggest crush?
Princeton from Mindless Behavior

What’s your fave song to jam out to right now?
Tonight we are young

If you could change one thing about the world, what would it be?
I would change global warming.

What does empowerment mean to you?
Empowerment means to strengthen others and your self.

What are your plans after high school?
I plan to attend college.

How have you helped someone in your life lately?
Yes, I have helped my mom because she always supports me.

Who is your role model and why?
Yes, my brother because he went to college and I want to follow his foot steps.

Check out fly actress, Imani Hakim’s Fresh Style…

Recently, while updating family and friends on the progress of The Knowledge Bank, I was flabbergasted by a statement made by a man who I have always admired for being a progressive thinker in regards to personal finance as it relates to black people. For the sake of this article, I will refer to him as Rob. Rob is 80 years old and was a college graduate during a time where graduating from college involved a lot more than four years and earning passing grades. The topic of our conversation turned awry for me while discussing the indecent behavior displayed by members of the Jackson family over Michael’s estate or the money and property he left behind after his death. Rob stated that the Jackson’s behavior is exactly why you should not leave money to your family after you die. To make matters worse, he added that he did not have any life insurance that would cover more than the cost of his burial. I about fell out of my chair!!! I felt like I had been hoodwinked, bamboozled, led a stray, run a muck. Who was this person that just made these absurd comments? It couldn’t be the man who I had admired for his professionalism and his intelligence? Despite my disbelief, it was.

Prior to the conversation with my family and friends that included Rob, I had been disturbed by a statistic I read regarding the wealth disparity between whites and blacks. According to the U.S. Census Bureau, on average, Caucasians have 22 times more wealth than blacks. The usual suspects that contribute to the wealth disparity are underwhelming statistics related to the education, the employment and the income of African Americans. I would like to add the failure to prioritize leaving an inheritance to future generations to the list of contributors to the wealth disparity.

An inheritance is the passing of assets including property, titles, debts, rights and obligations to love ones upon the death of an individual. A “will” is the legal document created by the deceased that officially identifies the individuals who should receive certain assets. For example, after T.I. dies, his money, cars and jewelry more than likely will be distributed amongst Messiah, King, Domani, Major and possibly one of the OMG girls if they are all included in his will. Inheritance statistics for the U.S. population are dismal across all demographic profiles. According to the Federal Reserve Bank of Cleveland, only about 10% of Americans receive money due to the death of a family member. The average inherited amount is $64,000, not nearly enough money to build generational wealth. In fact, only 1.6% of the population receives more than $100,000 after the death of a family member. Ironically, despite the problematic statistics mentioned previously, black families have one advantage over other ethnicities in their potential to leave an inheritance.

African American families are more likely to have life insurance than any other race in the U.S. Most African American families feel that life insurance is their only means of leaving an inheritance to their love ones. Unfortunately, African Americans are also the biggest consumers/spenders in the country, so insurance money like our pay checks doesn’t last very long. What can last for a long time is $469,000. Where does this figure come from? If a person is left $64,000 after the death of a family member, invest the money earning 8% interest, never touch it and pass the earnings down one generation, over a 25 year period, that $64,000 will be worth approximately $469,000. If that $469,000 is reinvested under the previously mentioned terms, the initial $64,000 will be worth over $3.4 million. Three million dollars, managed properly, changes the scope of the financial health of a family.
You may be thinking that 50 years is a very long time and it is, but remember this is money a family can earn without doing anything outside of periodically evaluating their investment strategies over time. I challenge our readers to be the person responsible for generating wealth in your families. Encourage your parents to develop a will. If you really want to be progressive, tell your parents they need to consult an attorney to create a living trust. A living trust protects your inheritance from a lot of taxes and fees you may incur while going through the legal process to obtain your funds. Building wealth requires patience, time and a commitment by someone in your family. You can be that person.
So what did we learn?

Leaving money for future generations is very admirable.
Life insurance is a good instrument to build wealth for future generations.
Your parents should create a will or living trust ASAP.
Your parents should be saving money and/or have a life insurance policy with you as the beneficiary.
Do your research on the people you look up to.

C Hale

Ok, so you come home from school and have about 2 hours to kill before your parents come home and make dinner. So the next question is what are you suppose to to snack on after you just came from a long stressful day of school right?? Well, no worries check out our easy recipe list for after school chow down sessions. Gasp! and yes some even may be healthy! Check it out…

Broccoli & Cheddar Pockets

1 -Refrigerated Thin Pizza Crust 11 oz

1/3 cup onion and chive cream cheese

¾ cup fresh broccoli, finely chopped

¾ cup red pepper, finely diced

¾ cup shredded cheddar

• 1 Preheat oven to 400 degrees F.
• 2 Stretch or roll dough into 13×16-inch rectangle. Cut into four equal pieces.
• 3 Mix the cream cheese, broccoli, peppers and cheddar in a bowl. Divide filling evenly onto half of each rectangle, leaving a ½-inch border along the edge. Fold dough in half over filling, press edges firmly. Crimp or use the tines of a fork to seal.
• 4 Place pockets on cookie sheet and bake for 15 minutes or until golden brown.

Dried Fruit

Turkey Pinwheel

Ingredients

• 1/2 cup light garden vegetable cream cheese (recommended: Philadelphia)
• 4 wrap-size tortillas
• lettuce
• 1 (8-ounce) package turkey breast slices
• 1/2 cup shredded carrots

Directions

Spread 2 teaspoons veggie cream cheese over entire surface of each tortilla. Top cream cheese with 1/4 cup lettuce. Place 2 slices of turkey on 1/2 on each tortilla. Sprinkle 1 tablespoon shredded carrots on top of the turkey slices.

Roll the tortillas starting at the edge where you placed the turkey

Granola

Ingredients
1 batch granola, not yet baked
1 egg white

Equipment
Large baking pan
Small bowl or ramekin
Whisk

Instructions

1. Mix your batch of granola.

2. Whisk an egg white in a small cup until it is frothy and foamy.

3. Stir the egg white into the granola. Spread the granola out in an even layer on your prepared baking sheet, and bake the granola according to the instructions in your recipe.

4. Take the granola out of the oven and let it cool COMPLETELY, preferably overnight, uncovered. When it cools completely it will be clumpy. If you pour it off the baking sheet while still hot it will break up into loose granola and not get the chance to clump up.

5. When the granola is completely cool, break up into clumpy chunks, and transfer to an airtight container for storage.

Hummus & Pita Chips

Hummus & Pita Bread…easy right??

Good Morning Fresh Girls!

C.O.R.E Mag gives a  HUGE CONGRATS to 17 year old boxer, Claressa Shields!

She earned a  gold medal victory over Nadezda Torlopova of Russia in the women’s boxing Middleweight final of the 2012 London Olympic Games. Claressa Shields won the first ever women’s Olympic middleweight final with a 19-12 win over Russia’s Nadezda Torlopova. At 17 years and 145 days, Shields is the youngest boxer to win an Olympic gold medal since 1924.

Go Claressa!!

Good Morning Fly Girls!

Need an energy boost? Time for you to jam out to Jaden Smith’s Pumped Up Kicks (Like Me) for Tuesday Tunes!

Enjoy!