Posts tagged "teen"

Saving Your Coins!

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Finance, Latest | by — February 7, 2017

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New Year, New Coin!– It’s a new year and the resolutions have begun. Everyone from your neighbors to your friends are trying to master the art of budgeting. Sacrifices will be made and tears will fall when we have to pick between the latest sneakers and the calculator that needs to be replaced for school. Just because we can’t splurge on a daily doesn’t mean we can’t have fun on a budget. Saving money is key whether you are saving for college, a new computer, or a new car. To help, include saving as an expense in your budget, try placing small amounts of money to the side to help with these future purchases.

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Holidays-The Month of Love!- February is the time to budget. Valentine’s day is lurking with chocolates, flowers, and cards waiting empty your wallets. Whether it is for a significant other or for your mother, keep in mind the cost. You can’t put a price on love, but you can put a price on the watch or Michael Kors purse that you bought. I recommend having a spending limit and especially encourage students without a job to follow this suggestion. So be realistic about your budget.

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The Box– Everyone has heard the saying “Think outside the box”. This quote can simply be applied to your everyday life. There is nothing wrong with a little creativity if the price is right. For example, buying lunch at the corner store rather than the local diner or even making your own lunch. By switching up your resources you can save a lot of money. Just know the difference between want and need. If help is needed you could always find yourself a fairy god-budgeter, someone who mastered the art of saving money, to lead and inspire you to save and use your money wisely.

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Lastly, I want you guys to forgive yourself for small mistakes. Budgeting can be challenging. With this in mind don’t slack off, and start throwing away your money, but don’t beat yourself up for your slip-ups. It will get easier overtime and in no time you will be someone’s fairy god-budgeter!

By: Brynn Hutchinson, C.O.R.E Contributor

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Featured Girl Of The Week!

Name: Semhar Solomon

Age: 17

City: New York City

Grade: SENIOR

 

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What is your dream job and why?
My dream job would have to be a pre-teens counselor. I love working with kids and acting as a support system for them. I know what it’s like to form a great bond with a counselor/mentor and I want other kids to have that experience.

Which hobbies do you enjoy?
Some of my favorite things to do would have to be binge watching old t.v series on netflix, listening to music (R&B and hip-hop), and shopping.

Who is your biggest crush?
My biggest crush would have to be Jesse Williams, A.K.A Dr. Jackson Avery from Grey’s Anatomy!

What’s your fave song to jam out to right now?
Right now my favorite song would have to be Caroline by Aminé.

If you could change one thing about the world, what would it be?

If I could change one thing about the world it would have to be the new president of the United States. I wish Obama could have stayed in office forever.

What does Empowerment mean to you?
To me Empowerment means realizing one’s strength and confidence. Using that power to positively voice any issues or concerns.

What are your plans after high school?
After High School I plan on going to away for college, preferably to an HBCU but I’ll be keeping an open mind about that.

Who is your role model and why?
My role model would have to be Madam C. J. Walker. This woman was an African American entrepreneur and was the first self-made millionaire. Walker started off with nothing and built an empire selling hair products. Being both black and a woman definitely made it harder but she didn’t let that stop her future success. If she can do all of that in the early 1900s I feel I can do anything I set my mind to.

How have you helped someone in your life lately?
I’ve recently been busy helping a close friend plan her 18th birthday party, which I believe should turn out to be a huge success!

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Grind Hard, Own It!

Ok, so I know all the preaching we do to you about savings your dollar bills, I know you wonder “well, can I even enjoy life??” And the answer to that difficult question is “of course!” Wait, Wait… before you bust out your debit card or bombard your parents for a ridiculous amount of money, take a breath and finish reading this full article missy! Ok, so yes life is about enjoying all your moments on this beautiful earth. The trick is finding the balance of having a ball in life without splurging every 2 seconds. Truthfully, if you are constantly in need to buy new things ALL the time, you may be in search for something much deeper that money can’t buy (that’s a whole different article though!). But back to the matter at hand how, what is and when you should create your wish list!

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Hmm so you want to know what it is…Huh?- So what is a wish list?? A wish list is a list of all the items you want or all the things you want to do but just currently can’t chuck out the cash for it. You can either have a written list of everything you would want to do or visual pics of what you want. The key is to keep it in a place where you will see it pretty often. On your bulletin board, in your locker, on your ceiling …all awesome places for your list.

 

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Why?? Why?? Why??-The next question that is sputtering from your lips is “Why do I need to create a list, am I getting graded for this??’ Well, since you asked I guess, I can spill the magic behind your wish list! A “wish list” is VERY useful because it helps you stay on your budget and allows you to focus on achieving one item at a time rather than trying to walk out with the entire mall. With any goal in life you focus, work hard, and bam! You achieve it! Well, it’s the same idea with savings! It will give you discipline. When you do get to cross out things off your list, you will appreciate so much more! It’s true, when you spend your own money, you’ll treat it like gold! Yes, GOLD!

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But When??– Now…duh! Yes, at this very moment pick up a pen and a piece of paper and go at it! Create a list of 5 items you want or things you want to do and doodle away. Now the key is to save up from allowances and your part time gig to buy one of your wishes. Once YOU save for it (not your parents) you will get in a groove that you will have you saying “Hey, this is not sooo bad after all.” And will have you playing Fifth Harmony’s “Worth Harmony” on repeat! Go for it!

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Fun or Funds?!

Group Budget – Ok, so it’s no secret that being a student doesn’t automatically make you rich. So instead of trying to impress your friends with what you can buy just be honest that you want to be mindful on your spending habits.  Creating a budget of what the group wants to spend takes the pressure off of everyone!tumblr_nn0eztPCrp1qm6yoeo1_500

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 Free Finds- Umm summer is right around the corner and you know exactly what that means, right? Free everything! Ok,  maybe not everything but festivals, concerts, BBQ’s … you get our drift. So do your research and find fun places to that are kind to your pockets.

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Girls Night In- Sometimes it’s better to just stay in rather than being on the scene. Resetting , chatting + veggin’  out are all perfect ways to chill out and catch up with your besties. Who doesn’t love comfy girl talk?

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SWAP over SHOP!- Shopping! Yes, we all wish we had an unlimited amount to spend on new trends each season! Hmmm so instead of shopping you should have a swap out with your friends. You know  your friend’s cute necklace that you’re always gagging over  and your statement ring she raves about …just swap it out. Time to trade!

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Happy savings, babes!

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Music Rush!

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We all need a little music rush in our lives. So take a dose of Jaden Smith’s three new chill tracks named “Beast Mode.” The three tracks are presented as one nine-minute song.

Vibe out…

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Better Than That!

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Relationships, Latest | by — March 24, 2014

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Sometimes the truth is that you’re just better. People may not like to hear it, but the truth can hurt. If you encounter people who are petty, vindictive, liars, or any other negative thing that you’re not about and they try to pull you in, it’s okay to tell them that what they’re doing is no good and that you’re above all of that.

TV-300x225This is a fairly new way of thinking for me. I’m not the type to feel like I’m worth more than another person, but I had to realize that when I say I’m better, I’m not referring to our worth as individuals. I’m  talking about behaviors that I just can’t get with. It was hard for me to feel comfortable calling someone  out on some mess and letting them know that I’m not about it. At first I felt like I was being mean and maybe I should just let it go and let them do their own thing. I could have continued to go that route, but it wouldn’t have done anyone any good. They would still be doing some mess, and I would have

I’m not saying you need to go around calling out everyone on everything, but I am saying that it’s okay to check those that you care about from time to time. You wouldn’t let your friend go out of the house looking busted….hair a mess, clothes not matching… but you’re okay letting them play themselves when it comes to their character? I’d rather have a friend who’s consistently a good person that may not dress so well than one whose outfits were flawless but I couldn’t trust.talking about behaviors that I just can’t get with. It was hard for me to feel comfortable calling someone out on some mess and letting them know that I’m not about it. At first I felt like I was being mean and maybe I should just let it go and let them do their own thing. I could have continued to go that route, but it wouldn’t have done anyone any good. They would still be doing some mess, and I would have been annoyed by it. That’s a lose-lose.

Moral of the story: Check your friends, and not just about their fashion choices. If they’re lying, check em. If they’re being selfish, check em. If they’re playing themselves just to be accepted by other people,check em. It has been my experience that they’ll appreciate it in the long run. One last thing: If you’re running around calling people out, be prepared to be called out yourself. Don’t be one of those people can dish it but can’t take it. You’re better than that.

 

-Tiffany Vicks

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Summer Kick

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Health/Beauty, Latest | by — July 1, 2013

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Summer is here! Yes, time to get officially excited! Ok, so even though your days and nights are surrounded by warm weather and fun times, don’t forget about your health! Take advantage of the days where you do not have to stand in the cafe line at school. This does no mean gobble down every fast food place you see either. Check out how simple choices can change your entire of day of how you feel and act! Trust me, you’ll thank us later!

Check out a couple healthy snack to keep your mind sharp for….dun dun dun summer school! You may be surprised of what’s number 1

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Nail It!

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Health/Beauty, Latest | by — March 4, 2013

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Time to spice up your nails! Check out 2 different hot techniques of funky nail art…

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