Posts tagged "Savings"

Saving Your Coins!

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Finance, Latest | by — February 7, 2017

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New Year, New Coin!– It’s a new year and the resolutions have begun. Everyone from your neighbors to your friends are trying to master the art of budgeting. Sacrifices will be made and tears will fall when we have to pick between the latest sneakers and the calculator that needs to be replaced for school. Just because we can’t splurge on a daily doesn’t mean we can’t have fun on a budget. Saving money is key whether you are saving for college, a new computer, or a new car. To help, include saving as an expense in your budget, try placing small amounts of money to the side to help with these future purchases.

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Holidays-The Month of Love!- February is the time to budget. Valentine’s day is lurking with chocolates, flowers, and cards waiting empty your wallets. Whether it is for a significant other or for your mother, keep in mind the cost. You can’t put a price on love, but you can put a price on the watch or Michael Kors purse that you bought. I recommend having a spending limit and especially encourage students without a job to follow this suggestion. So be realistic about your budget.

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The Box– Everyone has heard the saying “Think outside the box”. This quote can simply be applied to your everyday life. There is nothing wrong with a little creativity if the price is right. For example, buying lunch at the corner store rather than the local diner or even making your own lunch. By switching up your resources you can save a lot of money. Just know the difference between want and need. If help is needed you could always find yourself a fairy god-budgeter, someone who mastered the art of saving money, to lead and inspire you to save and use your money wisely.

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Lastly, I want you guys to forgive yourself for small mistakes. Budgeting can be challenging. With this in mind don’t slack off, and start throwing away your money, but don’t beat yourself up for your slip-ups. It will get easier overtime and in no time you will be someone’s fairy god-budgeter!

By: Brynn Hutchinson, C.O.R.E Contributor

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Say Broke?

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Finance, Latest | by — December 16, 2013

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Being smart about your funds is just as important as sporting the hottest fashion trends out right now. Hmmm… think about it. If you don’t know how to save then how are you going to buy thoee279781-5de4-4845-ab87-7725fcc6ddb8se hot shoes for your bestie’s party next month? Your parents are going to start giving you that good ol’ side eye the next time you kindly reach your hand out for more money. So hey, before they even give you the “You need to start being responsible” speech beat them to the punch and watch your account grow! Ok, ok enough of the speech let’s see if you are a Budgetnista or not?

Closet Check!– Yes, I know the feeling of fresh clothes in your closet is somewhat addictive! You can feel yourself wanting to rip off the tags as soon as you pull it out the bag and find the perfect place to debut the new piece to your clothes collection. BUT ask yourself how often do you buy new clothes? And where are your fave stores? Do you give yourself a spending limit before going out? Oh how I know you love all these wardrobe is a mixture of higher, lower and thrift pieces!

A Foodie??– You’re telling yourself look, I’m not in 2nd grade anymore and packing lunches are the most annoying thing in the world. I know it seems like all 5 minutes of you preparing a meal the next day is life threatening but its not. How many times do you go to the drive thru after summer school? Or how many McGriddle wrappers are in the back of your car? Setting aside 10 extra minutes to eat breakfast at home or throwing a snack for after school will save up! You’ve probably spent 10 bucks in just vending machines already…Think about it.

Small Temptations– Well, you know that they say it’s not the big problems that drive you crazy but the small bumps in the road that will drive you up the wall. Well, it’s same for your budget. Is it easy for you to get sidetracked? Do you make a lot of thoughtless purchases? It’s not always the huge purchases that makes your account slowly dwindle, it’s more of your small daily temptations that add up! From the Redbox station to the Passion Fruit Ice Tea from star bucks to the new nail polish you snagged at the drugstore. If you really added up a week of your random buys, you just saved up for your prom shoes…Yes, it’s true.

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