Posts tagged "money tips"

Clutch It! 3 Money-Wasters!

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College brings on many new responsibilities and being fiscally responsible is one of the hardest. It seems like money leaves your wallet faster than it goes in and your bank account is starting to collect spider webs. Believe it or not, there are plenty of ways you’re wasting your money in college. Check out some of these things to cut back on so you can stack those coins!

Junk Food Foodie?– Although it is nice to treat yourself to fast food every once in a while, the campus is full of eating spots that are included in your meal plan. This is so much better than having to spend money on take out every time you’re hungry. The other benefit is that campus usually offers healthier options so it’s a win-win.

Rent’em + Return’em- Buying textbooks is a hard financial hit in the beginning of the semester. In order to cut costs, rent your books from websites like Amazon and Chegg. You should also ask your professor to see if you’ll even need the book before you buy it.

Ride Along– Having a car on campus is obviously convenient, but the money you spend on upkeep isn’t worth it. You’ll have to pay for gas weekly and some colleges even make you pay for a parking pass every year. Ditch the car and opt for a bike or walk like most students do. Large campuses even provide transportation to your classes.

 

~Tia Banks, Content Editor

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Check Your Pockets!

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Finance, Latest | by — September 23, 2013

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Being smart about your funds is just as important as sporting the hottest fashion trends out right now. Hmmm… think about it. If you don’t know how to save then how are you going to buy thoee279781-5de4-4845-ab87-7725fcc6ddb8se hot shoes for your bestie’s party next month? Your parents are going to start giving you that good ol’ side eye the next time you kindly reach your hand out for more money. So hey, before they even give you the “You need to start being responsible” speech beat them to the punch and watch your account grow! Ok, ok enough of the speech let’s see if you are a Budgetnista or not?

Closet Check!– Yes, I know the feeling of fresh clothes in your closet is somewhat addictive! You can feel yourself wanting to rip off the tags as soon as you pull it out the bag and find the perfect place to debut the new piece to your clothes collection. BUT ask yourself how often do you buy new clothes? And where are your fave stores? Do you give yourself a spending limit before going out? Oh how I know you love all these wardrobe is a mixture of higher, lower and thrift pieces!

A Foodie??– You’re telling yourself look, I’m not in 2nd grade anymore and packing lunches are the most annoying thing in the world. I know it seems like all 5 minutes of you preparing a meal the next day is life threatening but its not. How many times do you go to the drive thru after summer school? Or how many McGriddle wrappers are in the back of your car? Setting aside 10 extra minutes to eat breakfast at home or throwing a snack for after school will save up! You’ve probably spent 10 bucks in just vending machines already…Think about it.

Small Temptations– Well, you know that they say it’s not the big problems that drive you crazy but the small bumps in the road that will drive you up the wall. Well, it’s same for your budget. Is it easy for you to get sidetracked? Do you make a lot of thoughtless purchases? It’s not always the huge purchases that makes your account slowly dwindle, it’s more of your small daily temptations that add up! From the Redbox station to the Passion Fruit Ice Tea from star bucks to the new nail polish you snagged at the drugstore. If you really added up a week of your random buys, you just saved up for your prom shoes…Yes, it’s true.

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